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Flash Flood Preparedness Checklist From Citiwide Adjusters

While April is behind us, the rainy season continues well into May. In Pennsylvania, rains bring the eventual appearance of those famous May flowers, but they can also bring on something much less desirable: Flash flooding.

Flash floods occur most commonly when heavy rainfall hits an area with low-lying terrain. Excess water fills creeks or riverbeds, causing them to overflow. Water levels rise rapidly (within less than six hours), flooding the surrounding area and posing a serious risk to property and physical safety. Since flash floods happen with little warning, it’s essential that you keep yourself prepared.

Follow this flood preparedness checklist to protect yourself and your loved ones in the event of severe weather that leads to flooding.

Watch the Weather

The National Weather Service issues flooding alerts. A “flash flood watch” means that a flash flood could happen soon in your area, whereas “flash flood warning” means that flash flooding is imminent or already happening. Be on the lookout for watches and warnings during spells of heavy, continuous rain.

Prepare a Kit

The American Red Cross recommends that you prepare an emergency kit in case you have to evacuate after a flood. The items in your kit should include:

A three-day supply of food and water
A flashlight and batteries
A battery-powered (or hand-crank) radio
A first aid kit, medications, and other medical items, as well as personal hygiene and sanitation items
Personal documents and emergency contact information
Visit the Red Cross website to see a full list of flood preparedness kit items.

Take Action

When you hear a flash flood warning, quickly head for higher ground and stay put until it is safe to leave. Running water is an extremely powerful force: Six inches can knock you off-balance, and two feet can easily sweep a car off the road. If you come across running water while walking or driving, turn around and head in the other direction. Be especially mindful of children, who may not understand the risk. Stay away from water that appears to be contaminated.

Your Property and Flooding

Many homeowners don’t know this, but standard homeowner’s insurance does not cover floods. Take the word of an experienced claims adjuster in Philadelphia and purchase insurance to protect your home.

Flooding can cause thousands of dollars’ worth of damage to one property alone. If your home suffers flooding damage, don’t call your insurance company directly. Dealing with the claim on your own can lead to not getting the highest settlement. Instead, call Citiwide Adjusters. As public claims adjusters based in Philadelphia, we are dedicated to earning you the highest settlement after a flood, and won’t take a fee unless you win. Call us at 215-809-2995 to learn more.

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